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Stressed over how to pay off multiple payday loans

Hot tips on how to pay off multiple payday loans

From housing to medical bills to everyday expenses, the cost of living in Singapore is high, and it can be tough if you are facing financial emergencies or cash flow problems.

When you have bills to pay and you haven’t received your salary for the month yet, taking a payday loan potentially can save you from paying hefty late fees and penalties on your bills.

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Grab loan: Why every Grab driver needs one

Driving for Grab as a private-hire driver is a norm these days and there is also a slew of benefits that come with it. Many Singaporeans are given the opportunity to be their own boss with these taxi-hailing apps. Whether you are a full-time, part-time, or even a new Grab driver looking to make driving your job, you should read on to find out more about how a Grab loan can help you kickstart or sustain your career.

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A consumer searching on laptop for the best cash loan or personal loan in Singapore

4 things you should know to find the best cash loan in Singapore

A cash loan is a short-term personal loan with a fixed interest rate and repayment period. It is usually unsecured, which means that it is lower risk as the borrower would not need to put up collateral in order to apply for one.

When looking for a cash loan in Singapore, we all know the basics of finding low-interest rates and a reliable licensed moneylender who can meet your financial needs. What else should you look out for? In this article, we will share 4 things every borrower should know to find the best cash loan in Singapore.

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Manage your finance

an individual managing his monthly income and setting his financial goals

How to manage your monthly income and set financial goals

Do you feel like no matter what you do, you’re not making progress financially? Looking forward to making a financial fresh start? If you answered yes to any of these questions, we’ve got you! This article is for anyone who aims to adopt a positive overriding mindset towards money. Keep reading to learn how to budget for your income, save towards your goals, manage your money loans, and obtain a low interest loan to start a successful business.

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Stressed over how to pay off multiple payday loans

Hot tips on how to pay off multiple payday loans

From housing to medical bills to everyday expenses, the cost of living in Singapore is high, and it can be tough if you are facing financial emergencies or cash flow problems.

When you have bills to pay and you haven’t received your salary for the month yet, taking a payday loan potentially can save you from paying hefty late fees and penalties on your bills.

Read More »
a couple borrowing payday loan from a licensed moneylender in singapore

Tips on getting a payday loan in Singapore

Are you going through a rough financial patch and in need of emergency funds with instant cash access? Getting a fast loan in Singapore is easy as there are many options available in the market. As the name suggests, you will be able to get the loan fast to solve all your problems via any licensed money lender. More Singaporeans have been turning to low interest loans following the coronavirus pandemic in 2020.

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young woman looking for best moneylender providing payday loans in chinatown

How to get a payday loan or personal loan from one of the top money lenders in Chinatown

Chinatown is located in the heart of the city surrounded by its rich cultural and historic places. It is home to several Hindu and Chinese temples, old shophouses, colonial and heritage buildings. Food lovers must certainly visit this place as there are endless dining options available around Chinatown area. If you are planning a trip to Chinatown, make sure that you have sufficient funds. Nevertheless, if you run out of cash, do consider taking up either a payday loan or personal loan from any Chinatown money lender. One good option for a top money lender in Chinatown would be Soon Seng Credit which is located at People’s Park Complex (mere 5 minutes walk from Chinatown MRT).

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Lifestyle money hacks

a doctor protects a family with best medical loan from top moneylenders in singapore

What you need to know before taking a medical loan

Life can be unpredictable at times and we may find ourselves or our loved ones in an emergency medical situation. It is no secret that medical bills in Singapore can burn a hole in your pocket and because of that, insurance schemes like MediSave and personal plans are very important to have. However, for hefty bills, your MediSave balance may not be enough to sustain you. If you find yourself needing treatment or surgery that your insurance plans do not cover, searching for a large sum of cash can be daunting. In such cases, medical loans can be an option for those who are in need of urgent funds.

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a couple considers borrowing a personal loan for dream wedding without breaking bank

How To Enjoy Your Dream Wedding Without Breaking the Bank

Most people think that weddings are one of the most important events of their lives.  Not surprisingly, many couples would even choose to take a wedding loan in Singapore just to fund that memorable day. But what if there are ways to have the perfect wedding without spending a fortune or borrowing extra cash from a moneylender in Singapore?  If you’re planning for your dream wedding, read on because we have some important tips that will help you save big without looking frugal.

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a female responsible borrower in singapore applies for a personal loan at a moneylender

How to be a socially and morally responsible borrower in Singapore

Understandably, we all have the desire to purchase an expensive item from time to time, for instance, buying a new car. But not everyone can afford to pay a hefty sum upfront in cash. Most of us will take up a loan which is the most viable option. Before signing on the dotted line, you should bear in mind that you should only borrow what you need, and do not get carried away and fall into the pitfall of over-borrowing. You should take some time to evaluate your options carefully and consider the following factors.

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young man discussing financial planning with friends and family

Why borrowing from family members or friends is not a good idea in the long run

Quite often when you’re in a financial dilemma or crisis, and all doors seem to be closing in on you, you tend to look out for convenient solutions like seeking help from a family member or a close friend. You may think it’s cost-effective and less time-consuming to obtain a loan from them as compared to a licensed moneylender, but taking a loan from a relative or friend can lead to other complications in the long run which may damage your relationship.

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a graph displayed on a palm shows the boost given to a business in singapore

3 Major ways to boost your business in Singapore

Managing a successful business is certainly a challenge for many business owners. It doesn’t matter if you are running a startup, a SME or a large enterprise, there are definitely different challenges that will arise throughout your journey. Apart from doing your due research before starting your business and investing your time and money, we provide some tips that can help you improve your business strategy.

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Guides for better loans

young female licensed moneylender explaining important documents required for urgent loan approval to two men

What information do you need to provide for an urgent loan in Singapore?

Some unforeseen circumstances such as a major medical bill, an unexpected car or home repair may require you to pay cash up front. While ‘rainy day funds’ are best to cover these costs, some Singaporeans may not be fortunate to have the extra cash on hand – or even enough to cover the emergency. This is where some may turn to urgent loans in Singapore.

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Stressed over how to pay off multiple payday loans

Hot tips on how to pay off multiple payday loans

From housing to medical bills to everyday expenses, the cost of living in Singapore is high, and it can be tough if you are facing financial emergencies or cash flow problems.

When you have bills to pay and you haven’t received your salary for the month yet, taking a payday loan potentially can save you from paying hefty late fees and penalties on your bills.

Read More »

Grab loan: Why every Grab driver needs one

Driving for Grab as a private-hire driver is a norm these days and there is also a slew of benefits that come with it. Many Singaporeans are given the opportunity to be their own boss with these taxi-hailing apps. Whether you are a full-time, part-time, or even a new Grab driver looking to make driving your job, you should read on to find out more about how a Grab loan can help you kickstart or sustain your career.

Read More »