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Young woman using laptop and mobile phone to research on personal loan rates and licensed money lenders in Singapore

Myths About Personal Loan Rates And Money Lenders In Singapore

It is not surprising to find many people taking a sceptical view on a Singapore personal loan or a payday loan from moneylenders.  With fake rumours circling around moneylenders and myths about Singapore personal loan rates skyrocketing overnight, these are enough reasons to stay away from such lenders.

Read More »

Myths About Personal Loan Rates And Money Lenders In Singapore

It is not surprising to find many people taking a sceptical view on a Singapore personal loan or a payday loan from moneylenders.  With fake rumours circling around moneylenders and myths about Singapore personal loan rates skyrocketing overnight, these are enough reasons to stay away from such lenders.

Read More »
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All about local lenders

Notebook with secured loans and unsecured loans written on the pages

Secured Loan vs Unsecured Loan In Singapore: Which Is Better?

The concept of taking a loan in Singapore is rather straightforward. It simply means that you are borrowing a certain sum of money from a lender with specific terms and conditions outlined in a contractual agreement. Loans are generally divided into 2 broad categories – secured and unsecured.

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A young woman thinking whether to apply for a personal loan from a private money lender or a bank

Applying For Personal Loans: Private Money Lender Or Bank?

If you reside in Singapore and you find yourself in a financial crisis, you may end up taking a personal loan from either a bank or a private moneylender. Even though the application process for both avenues is convenient, you need to evaluate which option is suitable in your situation. It is difficult and confusing to decide on the most viable credit option. If you make the wrong choice, it could land you in further debt in the long run. Deciding which way to go can be tough. Read on to find out how to obtain the best personal loan in Singapore, and then make an informed decision.

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Manage your finance

Young Asian housewife calculating family expenses to keep the finances healthy

8 Tips To Keep Your Finances Healthy

Many people tend to put off planning their finances as it can be stressful and intimidating, especially if you do not know where to start. Nonetheless, managing your finances and budgeting your expenditure can help you avoid making bad decisions in the early years of your life. In this article, we provide some simple tips that you can follow to keep your finances healthy.

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A young woman learning about loan repayment tips so she can clear her debt and loan early

7 Best Loan Repayment Tips To Clear Your Debt Early

Most Singaporeans would have taken out a loan at some point of time in their life. It could be a huge renovation loan, a hefty mortgage loan, a student loan taken up for your further studies, or a personal loan. There is always the mental stress of knowing that you have to fork a huge amount of money for the next few years just trying to pay off your loans. It can be depressing knowing that you will be in debt for some time.

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Woman crouching down, feeling extremely stressed over how to pay off multiple payday loans

3 Hot Tips On How To Pay Off Multiple Payday Loans

From housing to medical bills to everyday expenses, the cost of living in Singapore is high, and it can be tough if you are facing financial emergencies or cash flow problems.

When you have bills to pay and you haven’t received your salary for the month yet, taking a payday loan potentially can save you from paying hefty late fees and penalties on your bills.

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Lifestyle money hacks

A woman in a wheelchair with her therapist to illustrate the concept of taking a medical loan for medical emergencies

What You Need To Know Before Taking A Medical Loan

Life can be unpredictable at times and we may find ourselves or our loved ones in an emergency medical situation. It is no secret that medical bills in Singapore can burn a hole in your pocket and because of that, insurance schemes like MediSave and personal plans are very important to have. However, for hefty bills, your MediSave balance may not be enough to sustain you. If you find yourself needing treatment or surgery that your insurance plans do not cover, searching for a large sum of cash can be daunting. In such cases, medical loans can be an option for those who are in need of urgent funds.

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A young woman looking at her loan contract and thinking ways to be a socially and morally responsible borrower

6 Ways To Be A Socially And Morally Responsible Borrower

Understandably, we all have the desire to purchase an expensive item from time to time, for instance, buying a new car. But not everyone can afford to pay a hefty sum upfront in cash. Most of us will take up a loan which is the most viable option. Before signing on the dotted line, you should bear in mind that you should only borrow what you need, and do not get carried away and fall into the pitfall of over-borrowing. You should take some time to evaluate your options carefully and consider the following factors.

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Young couple performing a traditional chinese wedding ritual

What Goes Into A Traditional Chinese Wedding?

Have you ever thought about what goes into a traditional Chinese wedding? A traditional Chinese wedding is an elaborate event that includes many symbolic traditions. Weddings has always been viewed as auspicious and happy events by the Chinese, which is one of the reasons why there are so many elaborate and symbolic traditions in a traditional Chinese wedding.

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Guides for better loans

Three friends discussing the information they need to provide to get quick approval for an urgent loan in Singapore

Urgent Loan In Singapore: Provide These For Quick Approval

Some unforeseen circumstances such as a major medical bill, an unexpected car or home repair may require you to pay cash up front. While ‘rainy day funds’ are best to cover these costs, some Singaporeans may not be fortunate to have the extra cash on hand – or even enough to cover the emergency. This is where some may turn to urgent loans in Singapore.

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Young woman using laptop and mobile phone to research on personal loan rates and licensed money lenders in Singapore

Myths About Personal Loan Rates And Money Lenders In Singapore

It is not surprising to find many people taking a sceptical view on a Singapore personal loan or a payday loan from moneylenders.  With fake rumours circling around moneylenders and myths about Singapore personal loan rates skyrocketing overnight, these are enough reasons to stay away from such lenders.

Read More »
Woman crouching down, feeling extremely stressed over how to pay off multiple payday loans

3 Hot Tips On How To Pay Off Multiple Payday Loans

From housing to medical bills to everyday expenses, the cost of living in Singapore is high, and it can be tough if you are facing financial emergencies or cash flow problems.

When you have bills to pay and you haven’t received your salary for the month yet, taking a payday loan potentially can save you from paying hefty late fees and penalties on your bills.

Read More »