flexible loan repayment plan up to 12 months!*
*Subject to approval

flexible repayment plan
up to 12 months!*
*Subject to approval

We are Singapore’s best licensed loan provider. Our loans come 
with affordable interest rates and flexible payment options. 100% legal.

We are Singapore’s best and easy personal loan provider
with affordable interest rates and flexible payment options. 100% legal.

Hassle-free Processing



Fast Approval

Best Rate Low Interest

6292 5693

Apply Online Now

Licensed Moneylender in Singapore

urgent cash loan Singapore

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Located conveniently near Chinatown MRT station – a mere 5 minutes’ walk from Chinatown MRT Exit C – Soon Seng Credit is at 1 Park Road,People’s Park Complex (Chinatown) #01-21.
You can also reach us at soonsengmlsg@gmail.com or 6292 5693.
Soon Seng Credit is open Mon to Sat: 11am to 8pm
Sun: 10.30 to 5pm, closed on Public Holidays. 

Information about Soon Seng Credit

Soon Seng Credit is a licensed moneylender in Singapore (Reg no. 201901887G). We offer an array of loans to our customers and pride ourselves on being fully transparent with our loans, terms and promises. Rest assured your personal information is safeguarded, too.

 Soon Seng Credit offers personal loans, payday loans, business loans, debt consolidation loans, Grab/Gojek loans, wedding loans, renovation loans, medical loans, bridging loans and study loans. 

Information about licensed moneylenders in Singapore

There are different ways one can get quick cash loans in Singapore. If getting an urgent cash loan with fast approval is what you are seeking and traditional banks are simply out of the question, you could consider getting a fast cash loan from licensed moneylenders in Singapore.

Soon Seng Credit is a licensed moneylender in Singapore (Reg no. 201901887G). What Soon Seng Credit and other licensed moneylenders in Singapore are doing is entirely legal and strictly regulated by the Ministry of Law’s Registry of Moneylenders. You can easily access the complete list of licensed moneylenders in Singapore on the Registry of Moneylenders website. Refrain from borrowing from unlicensed moneylenders. 

Keep in mind you are legally obliged to fulfil any loan contract you enter into with a authorised moneylender. It is important that you borrow only what you need and are able to repay, according to your contractual terms. This is crucial because interest payment and late payment fees can and will likely be a huge financial strain on you and your family if you skip payments or make late payments.

 According to the law, the total loan amount you can obtain for unsecured loans from licensed moneylenders in Singapore depends on your annual income and citizenship. 


According to the law, the total loan amount you can obtain for unsecured loans from licensed moneylenders in Singapore depends on your annual income and citizenship. 

Low Interest

Singaporean / PR

The following are the required identification / documents you need to bring to apply for a loan.
Please bring these documents with you to the office;

Singaporean / PR

  • IC & Singpass

Business Owners
Please call our office to clarify.

Please bring these documents with you to the office;

Our staff will attend to your loan requirements and take your through our quick fuss-free process.

Our loan repayment terms are tailored to suit your repayment ability

Why Easycash?

Because at Soon Seng Credit, we regard honesty as the best policy, and we would like you to think that we have been and will be, honoring and applying that policy in our daily operations.

Write up loan processing steps

To get started on obtaining a loan from Soon Seng Credit, feel free to walk in during our operating hours from 11.00am – 8.00pm from Monday to Saturday and 10.30am to 5pm on Sunday , closed on Public Holidays. 

Alternatively, you may also fill up an online application form to expedite your loan processing. All you have to provide is your name, email address, contact number, desired loan amount ($0 to $1,000; $1,001 to $2,000; $2,001 to $3,000; $3,001 to $4,000; or $4,001 and above) and message detailing why you would like to obtain a loan and your financial situation. 

Our loan experts will be in contact with you once they have reviewed your application. Thereafter, our loan experts will arrange a meeting with you at our office. The purpose of the meeting is to let our loan experts better understand your financial situation so they can tailor the loan and repayment terms to your unique needs and situation.  

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Information about personal loan in Singapore

A personal loan is money lent to you as an individual, not to your company or business. Banks offer personal loans as do licensed and unlicensed moneylenders. If you have no choice but to get a personal loan, it is best that you only consider getting one through legal means – i.e. only from banks or licensed moneylenders. 

The reasons why people obtain personal loans can vary greatly. Some people need urgent cash to tide over tougher months, say, when their income has suddenly taken a hit; some need urgent cash to pay back a high-interest credit card debt; some need extra cash to pay for courses that they reckon would help in their career advancement; some need urgent cash to pay for a private investment; and others may need extra cash for medical emergencies etc. 

As with all loans, there will be interest that has to be paid in addition to whatever amount you borrow. In general, the longer the life of your loan, the more total interest you will rack up – this is why it’s always a good idea to pay back everything you owe as quickly as possible. 

Most lenders also let you choose between getting a secured or unsecured loan if the amount you are looking to borrow is relatively small. Secured loans require collateral while unsecured loans do not. 


Why choose us as your loan provider?

At Soon Seng Credit, our loan officers work tirelessly to tailor your loans to your needs. There’s no one-size-fits-all solution for our valued clients because Soon Seng Credit understands everyone and their situation are unique. 

A great advantage Soon Seng Credit has over the big banks in Singapore is that there isn’t a minimum loan amount per se. We believe in lending only what you need and will never force you to borrow extra just because there is a ‘minimum loan amount’. In case you were wondering, the minimum loan amount for personal loans offered by the big banks in Singapore is usually $20,000 or $30,000. 

Soon Seng Credit offers loans up to 6 times your monthly salary, up to 12 months repayment period and simple interest rates ranging from 2.27% to 4% per month, subject to approval. 

Besides offering a highly customized loan suited to your needs and repayment ability, Soon Seng Credit’s friendly loan officers take pride in making the loan process easy, quick and fuss-free for you. 


We at Soon Seng Credit care for you and want to help you tide over tough times but we will never ever lure you in with empty promises or take advantage of your vulnerability and trust in us. 

Our loan officers will explain everything in detail to you before and after your loan application – you do not have to worry about pesky hidden fees and charges. Everything will be printed in black and white on your loan contract as well. 

Also, feel free to raise any questions or ask our loan officer to repeat if you need further clarification. Be very sure what you are getting into, how much interest you have to pay on top of your principal loan amount, and when each repayment date is. Make an effort to understand what simple interest rates and effective interest rates are. Our loan officers will be more than happy to give you the attention and helping hand you deserve.

Flexible loan
Service Type
Flexible loan
Provider Name
1 Park Road, People's Park Complex (Chinatown) #01-21,Singapore 059108,
Telephone No.6292 5693
1 Park Road, People's Park Complex (Chinatown) #01-21
Soon Seng Credit is a licensed moneylender in Singapore. We offer an array of loans to our customers, from personal to business loans. Apply with us today!