SOON SENG CREDIT
Fast Cash & Easy Money Loans Singapore
Get instant access to customized money loans with affordable interest rates.
Why Soon Seng is your best go-to money lender in Singapore
We customize our easy loan and repayment terms according to your needs and budget.
Top-rated licensed money lender in Singapore with 1,500+ 5-star reviews
Frequently Asked Questions
- Fill up the consent form and sign the loan application form in the office.
- Credit checks will be done on your income documents.
- We will then do a Credit Assessment and short interview with you to better understand your needs
- We will discuss with you the loan amount and repayment terms.
- Once your loan is approved, the loan officer will walk you through the contract details to ensure that you understand the terms and conditions of the loan contract.
- You can then sign the loan contract once you have understood the terms.
- The entire loan application process will take less than 30 minutes. Funds will be disbursed either via cash or Paynow instantly.
|Minimum annual income||Singapore Citizens and Permanent Residents||Foreigners residing in Singapore|
|Less than $10,000||$3,000||$500|
|$10,000 and <$20,000||$3,000||$3,000|
|$20,000 and more||6 times of monthly income||6 times of monthly income|
- Interest rates There is a possibility of reduced interest rates for regular and long term clients.
- Repayment terms We can provide longer repayment terms so that clients are comfortable with their monthly installments.
- Loan amount We can provide a higher loan amount for clients who need it for various reasons based on their long standing relationship with us.
- Processing time and approval speed You can get your loan approved within 15 mins.
- Processing fees You might get a discount on the processing fee.
- Free credit report and statement of account (SOA) We provide a free credit report from Credit Bureau Singapore to all regular clients so that they can monitor their own credit health status. We also provide statements of account (SOA) to clients so they can keep track of their outstanding repayment amount.
- Late charges A grace period is given to regular clients if there is late repayment, so they can avoid late charges.
- Payments We also provide payment due date reminders and customized payment due dates.
- Opening hours We are happy to arrange for special opening hours to assist our regular clients who need access to urgent cash.
- Early settlement We allow our regular clients to prorate their interest rates in the event of early settlement of loans.
- Payday loan You may qualify for a payday loan at 0% interest rate.
- Special loan scheme Our loan officers are able to arrange a special loan scheme for those in debt.
- Financial planning We provide professional advice on financial planning on how to manage your debts wisely.
- Second loan application Our regular clients may qualify for a second loan after careful consideration by our loan officers.
- Approval rate For clients with good credit history, you will likely get a higher approval rate for all loan requests.
- Dedicated loan specialist We have a team of professional and dedicated loan specialists waiting to serve you for all your financial needs.
- Live repayment updates We provide live repayment updates on a regular basis to allow clients to manage their finances in a timely manner.