SOON SENG CREDIT

24 Hours Loan Applications | Chinatown Money Lender

Get instant access to customized money loans with affordable interest rates.

Loan officers working hand-in-hand to provide customers with fast funds

Why Soon Seng is your best go-to money lender in Chinatown

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One of the highest number of 5-star
Google reviews in Singapore
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Value and care for all customers
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Flexible and transparent process
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27 years in the money lending industry
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Maintain long term relationship with customers
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No need for guarantors for high loan amount
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No false hope – we give you realistic advice and actionable plan to help you
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Affordable monthly repayments
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Highly qualified and dedicated team
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Tailor-made repayment plans depending on your needs and repayment capability
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Licensed loan company in Singapore for any kind of financial need

Soon Seng Credit is a licensed money lender listed on the Registry of Moneylenders, under the Ministry of Law. Our loan company follows all official moneylending rules and regulations when it comes to loan applications and services.

Apart from our straightforward loan application form, we also offer Singpass Myinfo applications to provide easy access and a sense of credibility to our customers. Accessibility extends to our office location, too. As a licensed money lender in Chinatown, we’re centrally located to provide ease and convenience to our valued customers.

At Soon Seng Credit, we boast an experienced and dedicated team with 30 years of expertise in the moneylending industry combined. We’re all about providing effective communication to establish long-term relationships, complete transparency in our services, and sound financial advice to our customers.

When it comes to loans, we’re unmatched in variety. Whether you’re looking to revamp your humble abode or pay off your education fees, Soon Seng Credit offers loans for any kind of financial situation. We are a licensed money lender in Chinatown that you can count on to deliver.

Personal Loan

Personal Loan

Payday Loan

Payday Loan

Business Loan

Business Loan

Debt Consolidation Loan

Debt
Consolidation Loan

Grab/Gojek Loan

Grab/Gojek Loan

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Wedding Loan

Wedding Loan

Renovation Loan

Renovation Loan

Bridging Loan

Bridging Loan

Medical Loan

Medical Loan

Study Loan

Study Loan

Personal Loan

Personal Loan

Business Loan

Business Loan

Grab/Gojek Loan

Grab/Gojek Loan

Renovation Loan

Renovation Loan

Bridging Loan

Bridging Loan

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Payday Loan

Payday Loan

Debt Consolidation Loan

Debt
Consolidation Loan

Wedding Loan

Wedding Loan

Medical Loan

Medical Loan

Study Loan

Study Loan

We customize our easy loan and repayment terms according to your needs and budget.

Soonseng Office
Soonseng Office
Soonseng Office
Soonseng Office
Soonseng Office
5.0Based on 2613 reviews
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Frequently Asked Questions

  1. Fill out the consent form and sign the loan application form in the office. Alternatively, you may also apply online through our website. As a 24 hours money lender in Singapore with loan applications round-the-clock, you can apply with us any time.
  2. Credit checks will be done on your income documents.
  3. We will then do a Credit Assessment and short interview with you to better understand your needs.
  4. We will discuss the loan amount and repayment terms with you.
  5. Once your loan is approved, the loan officer will walk you through the contract details to ensure that you understand the terms and conditions of the loan contract.
  6. You can then sign the loan contract once you are agreeable to the terms.
  7. The entire loan application process will take less than 30 minutes. Funds will be disbursed either via cash or Paynow instantly.

We’re a loan company in Singapore that offers interest rates from 2.5-4%* per month for personal loans and 4-8%* per month for business loans. Our processing fee is around 5-10%* of your approved principal loan amount.

*T&Cs apply

You must be at least 21 years old, below 65 years old and meet the following income criteria:

Minimum annual incomeSingapore Citizens and Permanent ResidentsForeigners residing in Singapore
Less than $10,000$3,000$500
Between $10,000 and <$20,000$3,000$3,000
$20,000 and more6 times of monthly income6 times of monthly income

Loan Terms:

  1. Interest rates
    There is a possibility of reduced interest rates for regular and long term clients.
  2. Repayment terms
    We can provide longer repayment terms so that clients are comfortable with their monthly installments.
  3. Loan amount
    We can provide a higher loan amount for clients who need it for various reasons based on their long standing relationship with us.

Processing fees/time:

  1. Processing time and approval speed
    You can get your loan approved within 15 mins.
  2. Processing fees
    You might get a discount on the processing fee.

Other perks:

  1. Free credit report and statement of account (SOA)
    We provide a free credit report from Credit Bureau Singapore to all regular clients so that they can monitor their own credit health status. We also provide statements of account (SOA) to clients so they can keep track of their outstanding repayment amount.
  2. Late charges
    A grace period is given to regular clients if there is late repayment, so they can avoid late charges.
  3. Payments
    We also provide payment due date reminders and customized payment due dates. 
  4. Opening hours
    We are happy to arrange for special opening hours to assist our regular clients who need access to urgent cash.
  5. Early settlement
    We allow our regular clients to prorate their interest rates in the event of early settlement of loans.
  6.  Payday loan
    You may qualify for a payday loan at 0% interest rate.
  7. Special loan scheme
    Our loan officers are able to arrange a special loan scheme for those in debt.
  8. Financial planning
    We provide professional advice on financial planning on how to manage your debts wisely.
  9. Second loan application
    Our regular clients may qualify for a second loan after careful consideration by our loan officers.
  10. Approval rate
    For clients with good credit history, you will likely get a higher approval rate for all loan requests.
  11. Dedicated loan specialist
    We have a team of professional and dedicated loan specialists waiting to serve you for all your financial needs.
  12. Live repayment updates
    We provide live repayment updates on a regular basis to allow clients to manage their finances in a timely manner.

*T&Cs apply

Yes you can still apply. However, bad credit may affect your loan terms such as interest rates and repayment terms.

Talk to our loan officer today for competitive interest rates with flexible repayment terms.

Looking for easy money loans in Singapore?

Our professional loan officers are just a call away for all your financial needs

A professional loan officer assisting a customer with their loan application