Here’s how much it costs to pursue higher education in Singapore

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In Singapore, a university education is often viewed as an essential step to having a good career. As compared with a diploma holder, a degree holder will also earn higher starting pay when they are starting their career.

However, many Singaporeans are afraid to pursue a university education, due to the costs that are associated with it. In this article, we will be sharing with you a breakdown of how much it cost to pursue a degree in Singapore.

Autonomous Universities

In Singapore, Autonomous Universities are publicly funded universities that offers a broad range of courses to cater to the tertiary education needs of Singaporeans. They are also given the flexibility to control their own curriculum. In this section, we will be looking at the cost of pursuing an undergraduate degree in the top 3 Autonomous universities in Singapore.


NUS, or National University of Singapore is the oldest and one of most established university here in Singapore. It is a research university that offers a range of degrees, including degrees in sciences, business, medicine and public policy.

The total annual fees for full time undergraduate studies ranges from $9,172 to $29,052 for Singaporean students who are admitted into Academic Year 2020/2021. The above mentioned sums includes tuition fees, special term fees and miscellaneous student fees.


NTU, or Nanyang Technological University is a research university that is known for technological innovation. NTU offers a broad range of degrees and it is known for it’s programmes in mass media and communications which are offered by Wee Kim Wee School of Communication and Information.

The total annual fees for full time undergraduate studies at NTU ranges from $8,200 to $34,700 for Singaporean students who are admitted into Academic Year 2020.


SMU, or Singapore Management University, is a autonomous university known for producing undergraduates that are outspoken and articulate as they encourage students to participate actively in class and be outspoken. It offers a number of degrees, such as, Bachelor of Business Management and Bachelor of Laws

For Singaporean students who are admitted into Academic Year 2020/2021, the annual fees for undergraduate studies at SMU ranges from $11,450 to $12,650.

Private Universities

Private universities are educational institutions that are not affiliated with the government in any way. However, they are governed by Committee for Private Education, which controls private education in Singapore.

For private universities tuition fees for undergraduate programmes may differ drastically, as they usually work with partner universities. This means that the tuition fees are dependent on the partner universities, as they provide different rates. However, the annual fees for undergraduate studies at private universities range from 6,600 to 30,000 annually.

Overseas Studies

Lastly, another option for undergraduate studies is to study overseas. This option is highly sought after and it is considered to be the most expensive option for obtaining an undergraduate degree. Some of the most popular destinations for overseas studies are, Australia, United Kingdom, and the United States

Tuition fees may vary for different universities and countries, but it will cost at least $86,000 annually to pursue undergraduate studies overseas. In some cases, tuition fees may even cost up to 6 figures on an annual basis. Other than tuition fees, students who are interested in pursuing overseas education will also have to consider the other fees that they will incur, such as accommodation fees, which may be a huge sum, depending on the city that you choose to live in.

For a year a of overseas studies, an approximate budget will be $115,000 to $200,000. The above-mentioned sum is inclusive of tuition fees and living expenses.

There is always help available

Taking up a degree may seem like a daunting task, due to its high cost. This is especially so if you wish to pursue a degree overseas. However, there are many solutions that can help you ease your financial burden when you are pursuing your dream of getting an undergraduate degree.

One such solution will be to take up a personal loan or a study loan. A study loan is a loan that is specifically offered to students by banks or money lenders, such as Soon Seng, to cover their education expenses. Soon Seng is a licensed money lender in Singapore which aims to ease the financial burdens of students like you by offering study loans.

Contact us via email at or via phone at 6292 5693 to discuss how we can help you achieve your goal of pursuing higher education!

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