Chinatown is located in the heart of the city, surrounded by rich cultural and historical places unique to this precinct. It is home to several Hindu and Chinese temples, old shophouses, colonial, and heritage buildings. Food lovers must certainly visit this place, as there are endless dining options available in the area.
For those who are staying or working near Chinatown, do you know that there are several top-rated licensed money lenders in the Chinatown area to serve your financial needs?
Locating a money lender in Chinatown is only the first step, however. Before applying, always make it a point to research the lender and ensure that they are licensed by the Registry of Moneylenders.
5 Top-Rated Licensed Money Lenders in Chinatown
So, which licensed money lenders can you find in Chinatown? We have compiled a list of highly-rated licensed money lenders in Chinatown that can come in handy when you need financial assistance—whether you’re looking for a personal loan, payday loan, fast loan or other types of loans.
Check them out below!
#1 Soon Seng Credit
Established in 1985, Soon Seng Credit is a trusted legal money lender in Chinatown that has been in the money lending industry for 27 years and is known for maintaining long-term relationships with customers, having served over 8502 borrowers to date. Made up of a team of highly qualified and committed loan officers with decades of experience in the field, they provide full clarity on all fees and terms, as well as sound advice.
With their tailor-made and affordable monthly repayment plans, you can easily apply for a loan online if you’re in need of extra cash.
| 🌐Website | soonsengml.com |
| 📍Address | 1 Park Road, People’s Park Complex, #01-21, Singapore 059108 (2-min walk from Chinatown MRT, Exit C) |
| 📞Contact | 6226 8860 |
| ⏰Opening hours | Monday to Saturday: 11am – 7.30pm; Sunday: 11am to 4.30pm; Closed on Public Holidays |
| 🤝Services | Personal Loan, Business Loan, Debt Consolidation Loan, Renovation Loan, Study Loan, Grab/Gojek Loan, Medical Loan, Wedding Loan |
#2 CreditMaster
A licensed money lender in Singapore since 2010, CreditMaster’s mission is to help its customers by providing loans that are simple and quick to repay, and they always go above and beyond in addressing their needs. At CreditMaster, loans have up to 36 months loan tenure and come with flexible repayment plans and competitive interest rates. Moreover, applications are simple and quick with Singpass and can be completed in 2 minutes. Once reviewed by one of their loan officers, get the money in 30 minutes.
| 🌐Website | creditmaster.sg/ |
| 📍Address | 531 Upper Cross Street, #01-04, Hong Lim Complex, Singapore 050531 |
| 📞Contact | 6748 1338 |
| ⏰Opening hours | Monday to Saturday: 11am – 8pm; Closed on Sundays and Public Holidays |
| 🤝Services | Personal Loan, Business Loan, Wedding Loan, Renovation Loan, Bad Credit Loan, Dental Service Loan, Vacation Loan, Foreigner Loan, Payday Loan |
#3 ABM Creditz
ABM Creditz is a Chinatown money lender founded in 2008 and prides themselves in offering help whenever its customers are in financial need. With more than 18 years of industry-leading experience, they have since served over 100,000 satisfied clients and dispensed more than S$27,000,000 in cash, making them a reliable licensed money lender. Not to mention, they offer loans with flexible repayment terms, quick approval in 5 minutes, and loan amounts of up to 6 times your monthly salary.
| 🌐Website | www.abmcreditz.com.sg |
| 📍Address | 1 Park Road, People’s Park Complex, #01-12, Singapore 059108 |
| 📞Contact | 6737 3392 |
| ⏰Opening hours | Monday to Saturday: 11am – 7pm; Closed on Sundays |
| 🤝Services | Personal Loan, Business Loan, Payday Loan, Education Loan |
#4 A1 Credit
Formed in 2009, A1 Credit is a licensed money lender in Chinatown focused on optimising their plans to offer better short-term loans for those with financial needs. This is made possible by strengthening their lending criteria, enforcing a stringent protocol for evaluating individual portfolio risk, and providing training programs for their loan officers on a monthly basis. With their resolve to serve clients over the years, they’ve won numerous awards for their quality services, such as the Top 10 Licensed Money Lenders in 2020 by LoanAdvisor and Singapore’s Outstanding Enterprise SME 150 / 2014.
| 🌐Website | www.a1credit.sg |
| 📍Address | 2 Havelock Rd, #02-08, Havelock II, Singapore 059763 |
| 📞Contact | 6336 0833 |
| ⏰Opening hours | Monday to Friday: 11am – 8.30pm; Saturday & Sunday: 11am – 5pm; Closed on Public Holidays |
| 🤝Services | Business Loan, Bridging Loan, CPF Personal Loan, Foreigner Loan, Payday Loan, Personal Loan, Renovation Loan |
#5 Horison Credit
Horison Credit is a registered money lender in Chinatown that was founded in 2008 with one goal: to make it simpler for any individual to apply for a loan. They understand that getting a loan doesn’t mean one is in financial difficulty, but they usually need extra cash to tide over an emergency or fund a personal matter for the time being. Horison Credit comprises a team of helpful, experienced, and patient loan specialists who aim to offer loans easily within your means.
| 🌐Website | www.horisonmoneylender.com.sg |
| 📍Address | 1 Park Road, #01-15, People’s Park Complex, Singapore 059108 |
| 📞Contact | 6844 2902 |
| ⏰Opening hours | Monday to Saturday: 11am – 8pm; Closed on Sundays and Public Holidays |
| 🤝Services | Personal Loan, Fast Cash Loan, Bad Credit Loan, Payday Loan, Business Loan, Wedding Loan, Renovation Loan, Vacation Loan, Foreigner Loan |
Which Chinatown money lender should you go for?
Whether you are looking for personal loans, payday loans or fast loans in Chinatown, start by comparing the loan amount, interest rate, repayment period and applicable fees offered by different lenders. You can also consider practical factors such as their location, opening hours and application process. Rather than relying on ratings or promotional claims alone, always make it a point to examine the actual loan terms and choose an option that suits your borrowing needs.
Looking for a trustworthy Chinatown money lender?
If you are looking for a licensed Chinatown money lender, Soon Seng Credit is here for you. As one of the top money lenders in Chinatown, we pride ourselves on handling every loan with honesty and transparency, which means no hidden fees or clauses for our customers.
At Soon Seng Credit, we set ourselves apart by operating under a strict code of conduct to ensure we offer nothing but the best borrowing experience to suit our customers’ every financial need.
Contact our team to explore your options or apply for a loan now!


